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Job Summary
The Lead, GRC will support the design, execution, and maturity of Bread Financial's Enterprise Risk Management framework. This role will advance enterprise risk governance, risk and control framework alignment, RCSA and control data quality, risk aggregation, reporting, and decision-ready insights for senior leaders and governance committees. Partnering with business, risk, governance, and technology stakeholders, the Lead GRC will help strengthen risk taxonomy, control integration, issue visibility, and enterprise-wide risk transparency. The role will also support GRC platform enhancements, backlog prioritization, optimization, and AI-enabled capabilities that improve risk assessment workflows, monitoring, reporting, and regulatory alignment, including OCC expectations. Through these efforts, the Lead GRC will mature ERM practices, improve governance discipline, and enable a more integrated, data-driven risk management ecosystem
Essential Job Functions ERM Framework, Governance & Program Maturity: Advance ERM framework components across GRC platforms, risk and control framework, risk assessments, issue themes and governance reporting. Improve risk data quality, consistency, transparency, and traceability to support oversight and regulatory expectations. - (35%)
AI-Enabled ERM Modernization & Risk Assessment Automation: Lead Gen AI-enabled and agentic capabilities that modernize ERM and GRC processes, including risk assessments, control mapping, monitoring, issue identification, reporting insights, and workflow automation aligned to governance and ERM priorities. - (35%)
Risk Analytics, Reporting & GRC Platform Optimization: Enhance dashboards, analytics, and reporting to improve risk visibility, aggregation, issue themes, trends, and decision-making. Partner with technology teams to improve GRC usability, workflow design, data integrity, and scalability. - (15%)
Stakeholder Engagement, Risk Governance & Technology Partnership: Partner with business, risk, governance, and technology stakeholders to strengthen ERM execution, risk culture, and adoption of standard practices. Communicate risk insights, priorities, and AI-enabled capabilities. - (15%)
Minimum Qualifications Bachelor’s Degree in Finance, Accounting, Risk Management, Information Technology, or related field of study or equivalent, relevant work experience
8-10 years of experience in Enterprise Risk Management, IT Operations, Internal Audit, Compliance, or a related field.
Preferred Qualifications 10-13 years work experience
Skills Risk Assessments
Risk IT Framework
Regulatory Risk Assessment
Risk Control Self Assessment
Control Procedures
Internal Control Testing
Dashboard Reporting
Executive Presentations
Reports To : Senior Manager and above
Direct Reports : 0
Work Environment Normal office environment, hybrid.
Travel Ability to travel up to 5% annually
Physical and Mental Requirements
To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. Communicate/Hearing
Communicate/Talking
Move/Traverse
Reaching
Standing
Stationary Position/Seated
Typing/Writing
Focus and complete tasks in situations that have a speed or productivity metric
Maintain focus in high pressure or fast-paced work environment
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions…