Axos Bank
Target Range:
$19.00/Hr. - $29.00/Hr. Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 10%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
Axos is seeking a Jr. Underwriter who will ensure thorough and accurate analysis of loan applications and all related documentation to clear outstanding underwriting conditions in accordance with Axos lending policies and procedures while providing superior service to both internal and external customers; monitors loans in process to ensure timely completion and effective communications to all parties involved.
Responsibilities
Maintain a thorough working knowledge of Axos’ lending policies, procedures, underwriting guidelines, loan-to-value published parameters, and requirements for packaging of loans
Examine loan application packages and trailing documentation submitted by Sales and Operations for completeness, conformity and acceptability to Axos lending policies and guidelines. Determine if additional documentation is required to complete the underwriting process and clear loan to close
Analyzing applicant income, assets, liabilities, credit and other factors.
Reviewing collateral documentation and appraisals
Adhering to all applicable compliance regulations, including BSA, BPA and Right to Financial Privacy
Demonstrates a commitment to fair lending
Other duties as assigned
Qualifications
Bachelor's degree or 2+ years of experience in residential lending
Knowledge of appropriate systems PC Lender/Mortgage Director is a plus
Ability to retain confidential information and display a high level of professionalism
Provide timely and courteous service to both internal and external customers
Ability to communicate effectively in both written and verbal forms
Ability to perform correct mathematical calculations and analyses
Ability to organize and prioritize tasks; manage workflow; multi-tasking is essential
Ability to work as a team player; work productively in a fast-paced environment with minimal supervision
Knowledgeable of lending practices and procedures including loan documentation requirements
Familiarity with general lending practices within the industry.
Axos Employee Benefits May Include:
Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without…