Anti-Money Laundering (AML) Global Payment Network (GPN) Senior Risk Manager
The Anti-Money Laundering (AML) Global Payment Network (GPN) Senior Risk Manager performs a key risk management role (second line of defense) by ensuring that the line of business delivers AML strategies compliant with applicable anti-money laundering laws and regulations. The role will have a high level of exposure across Risk and the lines of business, as well as the opportunity to work with business partners and executives to create and implement innovative solutions to identify and mitigate potential risks to the Company. The AML GPN Senior Risk Manager will implement initiatives that continuously improve AML soundness across the line of business. The role will help to establish an effective risk control environment and address regulatory/compliance requirements.
Key Responsibilities
Serve as an AML subject matter expert, providing actionable compliance advice to business partners and internal management on products, services, processes, and regulatory applicability.
Advise business lines on the implementation, operation, and enhancement of the global AML Risk Management Program and associated internal processes.
Direct the documentation, implementation, and dissemination of AML compliance policies, procedures, and controls.
Consult with cross-functional experts (legal counsel, accounting, and government relations) to address complex legal, technical, and regulatory issues.
Design and implement initiatives that continuously improve AML soundness, communication, and enforcement across business units and lines of defense.
Facilitate enterprise risk management processes, ensuring local risk management and data management activities comply with corporate control standards.
Identify compliance gaps, conduct follow-up reviews, and drive remediation plans for ineffective controls and data risk issues.
Support organizational Change Management by ensuring risk and data management impacts of new initiatives are accurately assessed, documented, and mitigated.
Serve as a key interdepartmental liaison across lines of business, compliance teams, and executive management to report on compliance operations, data risk initiatives, and emerging risks.
This role is designated as a hybrid position. You are expected to adhere to Capital One's hybrid policy regarding required on-site presence at your designated office location.
Qualifications
Basic Qualifications
Bachelor’s degree or military experience.
At least 5 years of Anti-Money Laundering (AML) Compliance or Financial Services Risk Management experience.
At least 1 year of working experience with USA PATRIOT Act and Bank Secrecy Act (BSA) regulations.
Preferred Qualifications
6+ years of experience in Anti-Money Laundering (AML) compliance or financial crimes investigations
3+ years of experience in Payment Networks
Experience navigating international AML/CFT regulatory frameworks
Proven track record in designing, implementing, and scaling enterprise risk management frameworks
Relevant professional certifications, such as Certified Anti-Money Laundering Specialist (CAMS), Certified Regulatory Compliance Manager (CRCM), or industry equivalent
Strong background in compliance advisory, risk governance, or internal/external audit within a regulated financial institution
At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1, or any other forms of work authorization that require immigration support from an employer)
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based…