Senior Manager, Product Management - Account Lifecycle
Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology. We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry.
About the Team
The Retail Bank is modernizing and building the bank of the future. Within our Bank Modernization organization, the Instruments and End of Day (EOD) Processing team sits at the forefront of our transformation. We are seeking a seasoned People Leader and Senior Product Manager to lead this high-impact group and architect an adaptable common core structure to power our next generation of retail banking products.
This role requires extensive experience in core financial systems, ledger instances, and banking platform modernization to solve deep technical challenges within financial architecture. You will partner closely with enterprise teams including Prometheus Financial Core (PFC), cross-LOB partners, Product Lifecycle Management (PLM), Offers Management, Architecture, and Finance to deliver scalable, seamless ledger integrations.
What You Will Do
Drive Product Strategy : Lead execution across core ledger systems, ledger governance, balance updates, daily interest accrual/compounding (GAAP compliant), automated EOD execution, and EOD reconciliation.
Manage Complex Financial Logic : Oversee automated processing for backdated transactions, rate changes, account state automation, hold management, charge-offs/recoveries, and automated late processing/alerting.
Lead and Develop Talent : Coach and inspire a dedicated team of individual contributor product managers operating at the intersection of modern banking architecture and GAAP-compliant controls.
Execute Technical Roadmaps: Enable seamless product configurations, ledger integrations, and migration endpoints/validations to power a modern, scalable architecture.
Capital One Product Framework
In this role, you’ll be expected to demonstrate proficiency in five key areas which we consider to be the foundation for successful Product management:
Human Centered - Obsesses about internal and external customer needs to reimagine and innovate product solutions
Business Focused - Delivers game-changing outcomes by focusing on leverage and execution excellence
Technology Driven - Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value
Integrated Problem Solving - Identifies and resolves complex problems to deliver outcomes while mitigating product risks
Transformational Leadership - Leads cross functional teams to solve customer problems and drive organizational alignment
Basic Qualifications:
Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date: A Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing
OR
Bachelor's degree in any field and 4 years of Product Management experience
Preferred Qualifications:
Experience translating business strategy and analysis into consumer facing digital products
At this time, Capital One will not sponsor a new applicant for employment authorization, or offer any immigration related support for this position (e.g. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-3, and O-1, or any other forms of work authorization that require immigration support from an employer).
The minimum and maximum full-time annual salaries for this role are…