At Credit Acceptance, we are building on the foundation of a successful business while investing in the future through technology, data, AI, and continuous improvement. As we continue to evolve, our Team Members play an active role in improving experiences, driving meaningful change, and shaping the future of our business. We foster an environment where people are empowered to contribute ideas, develop their careers, make an impact, and help lead our continued transformation.
Our Enterprise teams provide the expertise, insights, and partnership that help our business and people succeed. Team Members collaborate across the organization to solve challenges, support informed decision-making, and enable the strategies and initiatives that move our business forward. We value curiosity, continuous learning, and diverse perspectives from people who are passionate about making a meaningful impact on our customers, Team Members, and business.
Outcomes and Activities :
SEC Reporting & Securities Compliance
Support the preparation and review of SEC filings, including Forms 10-K, 10-Q and 8-K and the proxy statement, in compliance with federal securities laws and Nasdaq listing requirements.
Review earnings releases, call scripts, investor presentations and other market-facing communications to ensure accuracy and compliance with the law.
Support annual shareholder letter and shareholders’ meeting with the Corporate Secretary.
Monitor developments in securities laws, Nasdaq listing requirements, SEC regulations and guidance, proxy advisory guidance, and public company governance best practices.
Support the administration of the Securities Trading Policy, including trading windows, blackout notices, and Rule 10b5-1 plan review.
Manage Section 16 compliance and Forms 3, 4, and 5, and track directors' and officers' beneficial ownership.
Advise on share repurchase programs, including Rule 10b-18 and Rule 10b5-1 repurchase plans.
Treasury, Securitization & Debt Financing
Serve as Treasury's in-house legal partner on term asset-backed securitizations, warehouse facilities, the revolving credit facility and senior notes offerings.
Partner with external counsel on the drafting and negotiation of transaction documents, including sale and servicing agreements, indentures, credit agreements, officer and secretary's certificates, and offering memorandum disclosure.
Coordinate deliverables and work with underwriters, initial purchasers, trustees, rating agencies, and lenders from structuring through closing and post-closing reporting.
Advise on securitization regulatory requirements and industry legal trends.
Oversee formation, maintenance, resolutions and records for the Company's special-purpose financing subsidiaries.
Outside Counsel & Efficiency
Direct specialized outside counsel where needed, holding firms to clear budgets, quality and turnaround expectations.
Identify recurring work to bring in-house, and build templates, checklists and playbooks that reduce legal spend over time.
Serve as a securities and capital markets resource for Legal, Compliance and business partners, and keep related policies and job aids current.
How You Work :
Owns outcomes and follows matters through to completion.
Collaborative and direct, and comfortable pushing back when accuracy requires it.
Calm and organized when several deadline-driven matters run at once.
Committed to continuous improvement in process, quality and cost.
Knowledge and Skills :
Deep knowledge of federal securities laws, SEC disclosure requirements and public-company reporting, including the Securities Act, Exchange Act, Regulations S-K, S-X, FD and G, Section 16, proxy rules, Rule 10b5-1, Sarbanes-Oxley, and relevant Dodd-Frank provisions.
Expertise in preparing and reviewing Forms 10-K, 10-Q and 8-K, proxy statements, earnings materials, investor communications and other market-facing disclosures.
Knowledge of capital markets, debt financing and structured finance transactions, including…