About Electrum
Electrum is building a connected electric two-wheeler ecosystem in Indonesia—from vehicles and battery technology to swap stations and IoT. Join us to help turn that system into practical, everyday mobility that is cleaner, smarter and more efficient.
Role Overview
Manage multifinance financing execution, documentation, reporting, and stakeholder coordination. This role is the analytical and control engine across multifinance and asset partners. It owns the financing calculations, documents, reconciliations and compliance, so the Partnership Manager can focus on partner relationships and new deals. It runs execution from document preparation through disbursement and after: schedules, reconciliations with Electrum's books, collateral, reporting and due diligence.
Key responsibilities
Manage ongoing Financing projects from document preparation and submission through approval and disbursement.
Maintain Financing trackers, project timelines, facility utilization, and management reports with Partnership Manager.
Review financing documents and data for completeness and accuracy before submission (with sign-offs from Multifinance Partnership Manager and Head of Finance).
Keep a partner scorecard, and calculate effective interest rate, all-in cost of funds (including fees, insurance and disbursement, rejections, facility headroom.
Prepare calculations for event-driven cases: multifinance quotations, early payoff, settlement on default or repossession, buyback, unit substitution, restructuring and refinancing.
Build and maintain the repayment schedule for every facility and batch: annuity/flat, irregular dates, grace periods, balloon/residual, upfront fees, principal/interest split.
Perform reconciliation with Accounting and Treasury, on each financing partner's statements, asset register, agreement details.
Coordinate closely with Finance, Legal, Operations, and other relevant internal teams to resolve outstanding items.
Support Multifinance Partnership Manager on day-to-day communication and follow-up with Multifinance partners on approvals, documentation, disbursement, and operational requirements.
Identify project risks, delays, or process gaps and propose practical solutions or escalate when required.
Support the Partnership Manager in preparing materials and analysis for partner and management discussions.
Qualifications Bachelor’s degree in Business, Finance, Economics, Marketing, or related field.
3–5 years in Finance, Banking, Multifinance, Financial Operations, or a related field.
Strong Excel/Google Sheets and presentation skills; good financial analytical capability and able to turn data into clear actions.
Detail-oriented project coordination and consistent follow-through.
Strong communication and stakeholder coordination skills.
Professional Bahasa Indonesia and English communication skills.
Success measures
Financing projects and trackers are update every week.
At least 95% accuracy and completeness of financing documents 5 days before submission timeline.
Pending items and partner request to internal are followed up within 2 business days.
Disbursement delays and project issues are identified 2 weeks before the timeline, followed-up, and escalated.
Able to independently manage day-to-day financing execution and documentation, and stakeholder coordination.