**If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal .
This position may be located at any of First Interstate Bank's offices in Colorado, Idaho, Iowa, Missouri, Montana, Nebraska, Oregon, South Dakota, Washington or Wyoming.
What’s Important to You
We know your career is just one aspect of a meaningful, complex, and demanding life. That’s why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.
Generous Paid Time Off (PTO) in addition to paid federal holidays.
Student debt employer repayment program.
401(k) retirement plan with a 6% match.
The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve and why we want YOU to be a part of it.
We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate.
SUMMARY
The Portfolio Risk Analyst is responsible for monitoring portfolio risk across First Interstate Bank's loan portfolio. This position conducting analysis and underwriting activities, including developing and publishing risk-related reports on borrower and portfolio trends within the parameters established by management.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Performs enhanced analysis of portfolio trends, including but not limited to policy exceptions, borrowing base monitoring, asset quality, loan loss history, key financial performance metrics, and general loan-level data inputs.
Assists in the ongoing development of credit risk analytics capabilities, insight generation, data management and reporting, and forward-looking risk assessment capabilities.
Oversees monthly department performance monitoring and data input tracking.
Tests, monitors, and generates industry and portfolio segment reports using data stored in the Loan Origination System.
Assists with regular portfolio reviews to strengthen the analytical foundation for assessing and reporting on credit performance outlook, portfolio analysis, risk profiling, and risk appetite monitoring.
Oversees and manages the PLSR process to ensure all problem loans comply with policy requirements.
Produces analytical materials to support discussions with cross-functional teams.
Communicates analytical findings to supervisors, risk team members, line staff, and Finance.
Generates monthly, annual, and ad hoc reports on the Bank’s loan portfolio.
Develops advanced knowledge of existing and new loan systems (e.g., Fiserv, CreditTrack, Primatics).
Assists in the development of credit policies, procedures, and guidelines that support the objectives of the Credit Risk Management department.
Completes essential functions associated with departmental SOX controls.
Performs other job-related duties and special projects as assigned.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
KNOWLEDGE, SKILLS AND ABILITIES
Ability to read, analyze, and interpret scientific and technical journals, financial reports, and legal documents.
Experience writing and executing SQL code to support the development of automated and recurring reporting processes.
Ability to develop and maintain internal and external relationships with stakeholders, including Relationship Managers, Credit Officers, and Risk Management personnel.
Ability to work effectively in a fast-paced environment, prioritize competing demands, meet strict deadlines, and adapt quickly to changing priorities.
Self-motivated with the ability to support and inform credit risk decision-making.
Strong analytical and problem-solving skills, with exceptional attention to detail.
Ability to…