Fidelity will not provide immigration sponsorship for this position.
Job Description:
The Role
Be the legal voice behind innovative health and wealth solutions!
FMR LLC is seeking an experienced attorney with deep expertise in health and welfare benefits to join our legal team. As Senior Counsel in this highly visible role, you'll serve as a trusted strategic advisor to Fidelity's FSA and broader reimbursement account administration businesses, as well as HSA, benefits administration recordkeeping, and Fidelity Medicare services. You will partner with leaders across product, risk, compliance, technology, operations, sales, relationship management, and client-facing teams.
This position offers the opportunity to work on sophisticated and impactful legal issues within a highly collaborative culture that values excellence, professionalism, and long-term career development. You will help shape new products and services, advise on complex regulatory and legal matters, negotiate strategic business arrangements, and provide practical guidance that enables innovation and growth in an evolving healthcare and financial services landscape.
You'll partner with exceptional colleagues across the enterprise, engage in meaningful and strategic work, and be part of a legal department recognized for its business partnership, collaboration, expertise, and commitment to professional excellence.
If you thrive in a fast-paced environment where strategic thinking, sound judgment, collaboration and client service are paramount, we want to meet you!
The Expertise and Skills You Bring
The role calls for the following experience and expertise:
JD and 8+ years of law firm, industry, government, or regulatory practice with Employee Benefits, Health & Welfare, Healthcare, or related focus.
Considerable experience advising on health and benefits accounts, FSA and other reimbursement account administration, including the legal and regulatory issues that arise across the account lifecycle, from plan design and enrollment through funding, claims, reimbursement, substantiation, debit card use, appeals and account closeout.
Experience advising on the operational and regulatory framework for FSA administration, including eligibility and enrollment data, contribution and election changes, qualifying life events, claims and appeals, substantiation, reimbursements, forfeitures, carryovers and grace periods, debit card administration, and coordination with employers, payroll providers, recordkeepers, and other service providers.
Deep knowledge of the laws and regulations governing FSAs and related reimbursement accounts, including Internal Revenue Code Sections 125, 129, and 132; ERISA; COBRA; HIPAA; HITECH; and applicable nondiscrimination, cafeteria plan, claims administration, and privacy requirements. Experience with HSAs, HRAs, LSAs, DCAPs, commuter benefits, RMSAs, voluntary benefits, the ACA, CAA group health plan provisions, Transparency Rules, and Interoperability Rules is also valuable.
Experience drafting, reviewing, and negotiating commercial agreements involving service providers, financial institutions, healthcare carriers, technology providers, and strategic partners.
Experience advising on healthcare privacy and data protection matters, including HIPAA Privacy, Security, and Breach Notification Rules, state health privacy laws, data-sharing arrangements, consumer health information, and emerging privacy requirements applicable to healthcare and benefits administration services.
Admitted to practice or willing to secure bar admission in the relevant jurisdiction.
The following experience is strongly preferred:
Experience supporting FSA account administration and healthcare payment solutions, including debit card programs and program management, claims and substantiation processes, vendor oversight, operational controls, and participant communications.
Experience supporting HSAs and other reimbursement accounts and advising on privacy, digital health,…