We’re looking for talented professionals to join us in bringing smart money management and payment solutions to everyone’s fingertips.
This position is classified as structured hybrid, with an expectation of a minimum of three (3) days per week working in the office and flexibility to work remotely on the remaining days. On-site expectations may evolve over time to support business needs, with clear communication provided in advance.
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JOB DESCRIPTION
Location Requirement
This position is open only to candidates who can work in one of the following approved locations:
Los Angeles, CA (West LA office) or San Francisco (SoMa office)
Job Summary
The Sr. Director, Legal Counsel serves as a senior legal leader supporting the Green Dot Network (GDN) and Banking-as-a-Service (BaaS) businesses. This role provides strategic legal guidance on commercial, regulatory, operational, and product matters, enabling business growth while appropriately managing legal and regulatory risk.
The position advises executive leaders and business partners on complex legal matters involving payments, embedded banking, partner bank programs, fintech partnerships, money movement, and consumer financial services. The Sr. Director, Legal Counsel develops legal strategies that support Green Dot’s business objectives, negotiates critical commercial agreements, oversees outside counsel, and partners closely with Compliance, Risk, Product, Operations, Finance, and business leadership to drive enterprise initiatives.
Consistent with the Green Dot Career Framework at the Sr. Director level, this role translates business strategy into functional plans, influences policy and strategy, partners with executive leadership, and is recognized as an influential leader across the organization.
Essential Duties & Responsibilities
Strategic Legal Leadership
Serve as the lead legal advisor supporting the GDN and BaaS organizations.
Partner with executive leadership to identify legal and regulatory risks associated with strategic initiatives and growth opportunities.
Translate business strategy into practical legal guidance and risk-based recommendations.
Influence legal, operational, and business policies that impact enterprise objectives.
Develop and implement legal frameworks supporting product innovation, partner onboarding, and business expansion.
Commercial Transactions & Partnerships
Structure, draft, review, and negotiate complex commercial agreements, including:
Banking-as-a-Service and embedded finance agreements
Program management agreements
Partner and sponsor bank arrangements
Payment network agreements
Fintech partnership agreements
Distribution and referral arrangements
Vendor and technology contracts
Lead negotiations involving significant financial, operational, and regulatory implications.
Develop standardized contracting approaches that improve efficiency while maintaining appropriate risk controls.
Regulatory & Product Counsel
Advise on applicable laws and regulations impacting banking, prepaid products, payments, deposit products, money movement services, and fintech offerings.
Provide legal guidance throughout product development and the product lifecycle.
Support examinations, audits, inquiries, and regulatory interactions as needed.
Collaborate with Compliance and Risk teams to assess emerging regulatory developments and business impacts.
Cross-Functional Leadership
Partner with Product, Compliance, Enterprise Risk, Operations, Finance, Information Security, and Business Development teams.
Facilitate resolution of high-impact legal issues across multiple business functions.
Drive legal support for strategic projects, partnerships, and enterprise initiatives.
Build strong relationships with internal stakeholders and external partners.
Legal Operations & Risk Management
Manage outside counsel and legal vendors, including budgets, scope, and performance.
Ensure legal budgets and schedules meet corporate requirements.
Improve legal…