You’ll probably know Hastings Direct as a digital insurance provider, but did you know we also have a growing unsecured lending business? We have a competitive product on market-leading systems offering customers guaranteed eligibility and real rates through price comparison websites (PCWs).
We have over four million customers, but know there’s even bigger opportunity out there and have ambitious plans to become The Best and Biggest in the UK market. We’ve made huge investments in our data and tech capabilities over the past few years, along with nurturing our 4Cs culture. We’re proud of the journey we’re on as a company and know that our continued success will rely on the contribution of our talented colleagues.
The fact you’re now reading this job advert means we’ve tempted you to find out more about #lifeatHD – we really hope you like what you see, and you’ll join us to share in the success of the exciting chapter that lies ahead. We understand some people may not apply for jobs unless they feel they tick every box. If you are excited about joining us and think you have some of what we are looking for, even if you’re not 100% sure we would love to hear from you.
Job Title: Pricing Manager – Personal Loans
Location: Bexhill/Leicester/London – Hybrid/Remote
Role purpose
Working in the Core Credit Risk & Pricing team within the lending business, this is a hands-on role where you and supporting analysts will be using multiple data sources and analytical tools to develop and optimise pricing & trading strategies.
Accountabilities
Your remit will include the following:
Develop and optimise pricing strategies to deliver financial trading plans
Drive efficiencies and automation in pricing strategy execution
Collaborate with the Modelling team to identify new pricing factors that drive competitive advantage
Maintain MI which facilitates effective performance monitoring and optimisation
Provide analysis and insights for Management Committee and Board
Maintain regulatory compliance and reputational integrity
Act as a Commercial SME within the business
Meet customers’ reasonable expectations and provide fair outcomes
Develop and deliver these accountabilities with supporting analysts
Skills Knowledge & Experience
Price comparison website experience essential, retail lending product knowledge desired
Real rate risk-based pricing experience essential
Comfortable in a fast-paced environment, has agility to manage and adapt focus and priorities
Strong SQL coding skills, other programming experience such as R or Python desirable
Can handle vast and multiple data sources at speed
Commercially aware, can optimise for short and long-term outcomes
Communication skills can transcend levels within the business
Analytically driven to continuously look for new insights and apply innovative thinking
Seeks continuous improvement, both in terms of skills and outcomes
Recruitment Process:
Recruitment screening call
1st Round Intro with the hiring leader
Case Study round – a mix of Technical and Competency
Final Call with Business leader
As a Disability Confident employer, we’re committed to ensuring our recruitment processes are fully inclusive – what this means to you is if you’re applying for a job with us, you’ll have fair access to support and adjustments throughout your recruitment journey. We also welcome applications through the Disability Confident Scheme (DCS).For more information on the DCS, please visit our inclusive business page on our careers website
What we offer
Join us and you’ll find a different way of doing things. We call it the 4Cs. We focus on getting it right for our colleagues, customers, company and community. As one of our colleagues, you’ll be helping to drive our growth, so in return, we’ll give you all the support, training and development you need. Not to mention plenty of recognition and rewards, and the scope to voice your ideas and put them into practice.
Reward
Salary – Attractive salary based on experience + car…