Who are we?
Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.
People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.
Role: Analyst, Representations & Warranties Insurance
Location: Los Angeles or San Francisco
About Howden Private Capital Howden Private Capital is a leading transactional risk insurance brokerage advising private equity firms, corporations, lenders, investors, and their advisors on insurance solutions that facilitate transactions and protect value. Our professionals work across mergers and acquisitions, tax, structured solutions, credit, and other complex risk transfer products throughout North America.
Our team combines expertise from law, accounting, investment banking, consulting, and insurance to deliver innovative solutions for some of the most complex transactions in the market. We pride ourselves on an entrepreneurial culture, collaboration, technical excellence, and exceptional client service.
Job Summary
The Representations & Warranties Insurance (RWI) Analyst supports the execution of insurance placements for private equity sponsors, corporations, lenders, and their advisors engaged in mergers and acquisitions and other strategic transactions. This role provides exposure to complex deal structures, transactional insurance products, and financial and legal diligence processes.
The Analyst will work closely with senior brokers, insurers, legal counsel, accountants, and clients to support transaction execution, conduct analyses, review diligence materials, and assist with the placement of insurance programs. The ideal candidate is highly analytical, detail-oriented, intellectually curious, and eager to develop expertise at the intersection of M&A, insurance, and transaction advisory.
Key Responsibilities
Insurance Placement Support
• Support the execution of Representations & Warranties Insurance placements from initial engagement through policy issuance.
• Coordinate with insurers and transaction stakeholders throughout the underwriting process.
• Assist in preparing underwriting submissions, transaction summaries, insurer presentations, and client reports.
• Track diligence requests, underwriting timelines, and key transaction milestones.
• Support policy review and binding processes to ensure timely execution.
Analysis & Reporting
• Prepare analyses of transaction targets, diligence findings, insurance program structures, and insurer proposals.
• Assist in comparing coverage terms, exclusions, pricing, and retention structures across competing insurer quotes.
• Develop client-facing summaries and reports outlining insurance options and transaction risks.
• Maintain transaction data and contribute to internal reporting initiates.
Due Diligence Review
• Review legal, financial, tax, commercial, and operational diligence reports from a Representations & Warranties perspective.
• Identify material findings and summarize key issues for senior team members.
• Assist in evaluating potential underwriting concerns and coverage considerations.
Purchase Agreement Review
• Develop an understanding of fundamental M&A concepts and transaction documentation.
• Review purchase agreements and related transaction documents, including representations and warranties, indemnification provisions, and disclosure schedules.
• Learn how contractual risk allocation impacts insurance coverage and underwriting decisions.
RWI Policy Review
• Develop an understanding of…