End Date
Tuesday 29 September 2026
Salary Range
£0 - £0
We support flexible working – click here for more information on flexible working options
Flexible Working Options
Hybrid Working, Job Share
Job Description Summary
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Job Description
JOB TITLE: Associate Director, Structuring - Cash Management & Payments - Transactional Structuring
LOCATION: London
SALARY: Competitive package available
HOURS: Full Time
WORKING PATTERN: Our work style is hybrid which involves spending at least 3 days per week, or 60% of your time, in the office.
What you’ll be doing
We’re looking for an Associate Director to join the Cash Management and Payments Structuring team, a part of Transactional Structuring team within Transaction Banking Solutions (TBS).
The team’s remit spans Cash Structuring & Execution & Digital Assets Strategy. They’re responsible for solutioning & executing transactions whilst actively supporting origination, product and commercialisation teams managing TBS CIB clients. Providing specialist expertise across liquidity, payments, collections, account structures and treasury transformation initiatives, while ensuring successful delivery through an end-to-end transaction execution framework.
The team supports the development of the bank's digital assets strategy within Transaction Banking, identifying future opportunities relating to tokenised money, digital payments, settlement innovation and emerging cash management models! Working closely with Sales, Product, Coverage, Implementation, Operations, Technology, Legal, Risk and Compliance, the Associate Director acts as a solution architect and execution lead for strategically important and complex client opportunities.
Your accountabilities will include:
Leading the design and solutioning of complex cash management, liquidity and treasury solutions; Integrating cash, payments, receivables, payables, working capital and FX considerations into holistic client solutions
Assessing legal, regulatory, tax, operational and execution risks associated with proposed structures, helping to identify and mitigate commercial risks
Leading the end-to-end execution of complex Transaction Banking mandates from deal inception through implementation and stabilisation
Providing oversight and guidance to Associates in the preparation of solution papers and contribution to Sales team presentations, ensuring accurate analysis, clear articulation of risks and mitigants, and high-quality committee-ready submissions
Collaboration with Product and Technology teams to transition strategic concepts into executable client solutions
Actively feedback observations around competitor approaches and capabilities to the product teams. Understand the external market and competitor capabilities, enabling LBG to consider gaps in proposition with the potential to unlock growth
Supporting the delivery of P&L targets of Transaction Banking business. This includes identifying cross-sell opportunities.
Supporting the development of the Transaction Banking digital assets strategy including business cases and commercialisation strategies for emerging capabilities
Building relationships with internal stakeholders across Sales, Coverage, Product, Risk Operations, Client Services, and delivery, acting as a trusted partner
Supporting the development and mentoring of junior colleagues.
Ensuring compliance with group policy and regulatory requirements
Why Lloyds Banking Group?
We’re on an exciting journey and there couldn’t be a better time to join us. The investments we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive.
What we need from you:
Essential skills:
Proven experience in solutioning complex cash management and treasury offerings and ability for deal execution, collaborating effectively with internal and external partners
Significant experience within Transaction Banking,…