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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
About the role:
MUFG is seeking an Associate, Financial Institutions Credit Management to join their Sydney or Melbourne based team, playing a pivotal role in the ongoing growth and success of the FI business across Australia and New Zealand.
This opportunity offers you the chance to be at the heart of a sector that now accounts for over 20% of MUFG’s Oceania portfolio, supporting strategic origination and execution of Fund Finance, Securitisation, and Diversified NBFI and Bank transactions. You will be instrumental in maintaining high-quality portfolio management, leading complex refinancing activities, and collaborating with coverage teams to ensure robust credit analysis and monitoring.
Play a key role in driving revenue and profitability growth through selective origination and execution of complex FI transactions across Australia and New Zealand.
Join a collaborative team environment where your technical experience and interpersonal skills are highly valued, with opportunities for mentorship and professional development.
Benefit from MUFG’s supportive culture principles including client centricity, innovation, and people-focused leadership, ensuring your contributions are recognised and rewarded.
What you'll do:
You will be responsible for overseeing a diverse portfolio of FI clients across Australia and New Zealand. Your day-to-day activities will involve rigorous monitoring of borrower performance post origination to ensure accurate assessment of financial health. You will lead refinancing efforts on complex deals while collaborating closely with coverage teams to deliver insightful credit analysis that supports both new origination and existing client transactions.
Maintain high quality portfolio management of Financial Institution clients by consistently monitoring borrower performance, outlook, and credit profiles to identify emerging risks and opportunities.
Lead refinancing activities and complex transaction execution alongside the Coverage team, ensuring optimal risk-return outcomes for MUFG.
Support FI portfolio construction by providing insights into revenue generation, profit optimisation, balance sheet management, and loss limitation as part of local, regional, and global growth plans.
Collaborate constructively with internal stakeholders including FI regional management teams, product teams (AIBD-FF, AIBD-SEC), FICO, SFCO, MGS, and Coverage Team Members to share sector insights and drive business growth.
Coach junior team members through guidance, mentorship, participation in training sessions, and leading team meetings to foster communal knowledge sharing.
Conduct independent research and analysis on customers and markets to inform credit decisions using critical thinking and attention to detail.
Ensure quality submissions are maintained at a high standard by working closely with MGS and other relevant teams.
Identify emerging risks within the portfolio promptly and manage concerns by seeking advice or action from in-country FI Coverage or other stakeholders.
Demonstrate adaptability by prioritising multiple tasks across various work streams while maintaining accuracy in credit writing, financial…