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Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.
Business Audit Director - Internal Audit | Business Audit | Financial Services
Role Overview
The Business Audit Director is responsible for leading internal audit coverage across assigned lines of business, products, strategies, and risk areas, with specialized focus on Credit Risk, Global Corporate & Investment Banking, and Japanese Corporate Banking. The role oversees audit planning, execution, issue management, portfolio risk assessment, stakeholder engagement, and continuous improvement of the audit function. This leader provides independent challenge, commercial perspective, and strategic guidance to senior stakeholders while ensuring audit work is delivered in accordance with audit methodology, Quality Assurance standards, regulatory expectations, and enterprise performance indicators.
Key Responsibilities
Portfolio Leadership and Risk Coverage
Lead internal audit coverage across assigned business lines, products, strategies, internal controls, and risk areas, including Credit Risk, GCIB, JCB, and related wholesale banking activities where applicable.
Maintain and manage the portfolio universe and related risk assessments to ensure appropriate representation, calibration, and prioritization of auditable entities.
Develop a forward-looking view of regulatory changes, emerging risks, new products, and services that may affect the audit portfolio.
Dynamically manage the audit plan throughout the year and recommend changes when portfolio risks, priorities, or business conditions evolve.
Drive the annual audit plan, budget, and resource/staffing plans for the assigned portfolio.
Credit Risk, GCIB, and JCB Subject Matter Expertise
Serve as a subject matter expert for wholesale Credit Risk Management across Global Corporate & Investment Banking, Japanese Corporate Banking, and related second-line Credit Risk Management functions.
Provide independent assurance over the effectiveness of the Credit Risk Management Framework, including credit governance, policies, limits, risk appetite, underwriting, portfolio management, problem loan management, credit administration, and credit quality control.
Demonstrate deep understanding of end-to-end wholesale credit processes, including client and deal screening, credit package preparation and approval, underwriting review and challenge, borrower rating reviews, credit conditions, covenant monitoring, portfolio management, and ongoing exposure management.
Apply expertise in GCIB business segments, products, and risk profiles, including corporate banking, sponsor finance, direct lending, funds finance, structured finance, project finance, asset-based finance, supply chain finance, transaction banking, capital markets, and other credit-related products and services.
Maintain strong knowledge of Japanese Corporate Banking business activities, including U.S.-based coverage of Japanese corporate customers, relationship and portfolio management processes, transaction origination, monitoring and lifecycle management,…