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The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.
We're seeking a Credit Analyst to support the Portfolio Management team in the handling of credit coverage for corporate clients in our Power & Utilities vertical, which includes regulated electric and gas utilities, independent power producers, project developers and renewable energy holdings companies.
The Analyst will be a corporate finance professional, supporting investment grade & non-investment grade, leverage finance, and sponsor-based clients across the Power & Utilities vertical lending business. The position involves the critical functions of assessing risk factors associated with a credit and determining the appropriate rating based on established policies and guidelines. Responsibilities will include supporting the active credit management of a designated portfolio utilizing solid credit and analytical skills. Provide continuous oversight of portfolio names, monitoring for potential upgrading, downgrading & credit deterioration with the goal of maximizing net income and reducing credit costs.
Responsibilities:
Support the management of the Power & Utilities industry vertical corporate loan portfolio
Perform due diligence and regularly scheduled evaluation of loan portfolio
Support preparation of detailed credit analyses and required credit application according to policy, including evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure
Modeling skills required for both credit application process and quarterly credit watch presentations
Responsible for the coordination and communication of account information across various constituencies throughout the organization
Responsible for knowledge of country/risk factors on a macro level
Responsible for knowledge of the Power & Utilities industry and all current events in assigned portfolio utilizing internal and external sources
Oversight of covenants compliance database and facility closing due diligence, including documentation
Attend Relationship Manager customer meetings, when appropriate
Special projects, as assigned
Advanced Credit/Underwriting Solutions:
Work within deal team environment (with Global Relationship Management, Syndications & MUFG Securities) supporting Senior Portfolio Managers (PMs) in the development and analysis of financing structures/strategies to support/identify capital markets and corporate liability management opportunities
Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needs
Understand and maintain base industry knowledge of industries represented in portfolio, including technical aspects, regulatory issues and unique credit product activity
Participate in client and bank meetings as necessary
Policy and Deal Advocacy:
Supporting the Senior PM, communicate and negotiate with credit division for transaction approval, including final hold level strategies to ensure alignment of risk…