WHO WE ARE:
As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.
Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.
We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.
Your Opportunity Starts Here.
Why Join
As a Risk Appetite and Concentration Specialist at OCBC, you'll play a critical role in shaping the bank's risk management strategy. You'll work closely with senior stakeholders to identify, assess, and manage risk concentrations that could impact the bank's overall risk profile. This is a unique opportunity to make a meaningful impact on the bank's risk management framework.
How you succeed
To succeed in this role, you'll need to develop a deep understanding of the bank's risk appetite and concentration risk management framework. You'll work closely with various stakeholders to identify and assess potential risk concentrations and develop strategies to mitigate them. You'll also need to stay up-to-date with industry trends and regulatory requirements to ensure the bank's risk management framework remains effective.
What you do
Ensure robust capital adequacy and regulatory compliance by delivering accurate and timely Pillar 1 Credit RWA calculation and Pillar 3 disclosures
Provide portfolio insights through comprehensive analysis of Credit RWA, Economic Capital and IFRS 9 Expected Credit Loss, providing clear explanations of movements and drivers across business segments, products and geographies
Act as a trusted advisor to the business and senior management, translating complex regulatory requirements into practical guidance, assessing capital and provisioning implications of new products, and delivering forward‑looking projections to support capital planning and strategic initiatives
Strengthen the bank’s resilience to adverse conditions by championing bank‑wide credit stress testing, including Pillar 1 cyclicality, ICAAP, regulatory stress tests, and event‑driven stress tests.
Identify potential vulnerable accounts by enabling bottom‑up stress testing through financial and rating projections.
Assess and quantify climate and nature related risks impact on credit portfolios
Continuously enhance risk measurement capabilities by identifying and implementing improvements to methodologies, systems, and processes, informed by regulatory developments, industry best practices, and emerging technology and tools.
Build and develop a high‑performing risk analytics team
Who you are
A degree in a relevant field, such as finance, economics, or risk management
At least 10-15 years of experience in risk management, with a focus on risk appetite and concentration risk management
Strong analytical and problem-solving skills, with the ability to think critically and strategically
Excellent communication and stakeholder management skills, with the ability to work effectively with senior stakeholders
Strong knowledge of risk management frameworks and regulatory requirements
Ability to work in a fast-paced environment and adapt to changing priorities
Who we are
As Singapore's longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services,…