Position Purpose:
The primary function of an Assistant Credit Manager is to assist the credit manager in the entire credit granting process, including the consistent application of a credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses.
Key Responsibilities:
Assist with posting customer payments by recording cash, checks, and credit card transactions daily
Check for invoicing and payment errors while posting payments
Assist with collections
Work closely with management and sales team to resolve any discrepancies
Manage relations with sales department
Recommend changes in the credit policy to management if necessary
Assist with creating a credit scoring model
Manage customer credit files
Assist with monitoring the credit granting and updating process
Process and investigate all credit applications
Establish relationships with large customers
Monitor periodic credit reviews
Monitor deductions being taken by customers
Assist with establishing and tracking customer projects/jobs
Prepare and track lien releases
Direct Manager/Direct Reports:
Reports to Credit Director
Travel Requirements:
N/A
Physical Requirements:
Must be able to remain in a stationary position in an office environment 70% of the time.
Will occasionally move about inside the office to access files, office machinery, etc.
Must be able to operate basic office machinery.
Must be able to communicate with team and management and be able to exchange accurate information in these situations.
Working Conditions:
This position operates primarily in a professional office environment and requires extensive use of computers, telephones, and standard office equipment. The Assistant Credit Manager regularly reviews financial information, customer accounts, and credit documentation while maintaining strict confidentiality. The role requires prolonged periods of sitting, strong attention to detail, and the ability to manage multiple priorities and deadlines in a fast-paced environment. Frequent communication with customers, sales personnel, vendors, and internal departments is required.
Minimum Qualifications:
Strong Microsoft office skills
Demonstrated knowledge of credit related laws
Demonstrated knowledge of Mechanic's Lien Laws
Preferred Qualifications:
N/A
Minimum Education:
Bachelor's Degree emphasis in Accounting or Finance
Preferred Education:
N/A
Minimum Years of Work Experience:
Minimum of 5 years of related work experience
Certifications:
N/A
Competencies:
Strategic Planning: Demonstrate the ability to develop and execute financial plans that support business objectives, operational priorities and organizational growth.
Financial Expertise and Innovation: Exhibit financial knowledge, while continuously seeking opportunities to improve financial processes, reporting and analysis.
Cross-Functional Team Leadership: Strong interpersonal skills allowing effective collaboration with diverse teams. Ability to coordinate and executive collaborative efforts to deliver solutions tailored to specific industry needs.
Outcome-Driven Decision Making: Use financial data, business insights, and sound judgment to make recommendations and decisions that drive measurable results.
Collaboration and Problem Solving: Ability to effectively partner with leaders, employees, and teams to address challenges, improve processes and support business success through practical, data-driven solutions.
Stakeholder Engagement and Communication: Proficient in acting as a primary liaison between diverse stakeholders, ensuring clarity, alignment, and consensus on objectives. Capable of presenting updates, roadmap plans, and metrics effectively to leadership and project teams.
Leadership and Team Development: Inspire and mentor the team, promoting a culture of excellence, collaboration, and continuous improvement. Empower individuals to achieve professional…