At Sun Life, we’re driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.
Our student and new graduate programs offer a chance to explore Sun Life from the inside. You’ll make a difference in the lives of our customers and communities, while building the skills and experience that allow you to grow in a meaningful and rewarding way.
Job Description:
You are as unique as your background, experience, and point of view. Here, you’ll be encouraged, empowered, and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families, and communities around the world.
What’s it like to work at Sunlife?
You’ll find it dynamic and highly professional; collaborative and supportive. We encourage career mobility. Sunlife is also a socially responsible employer, supporting the communities in which we live and work, with a globally recognized commitment to the environment and sustainability.
The Role:
The Credit Risk Management Commercial Real Estate team is seeking a co-op student to support the review and adjudication of commercial real estate investments, with an initial focus on traditional commercial mortgage loans in Canada and the U.S. Working under the guidance of experienced team members, the successful candidate will assist with financial and credit analysis, prepare initial drafts of adjudication reports, and contribute to other portfolio oversight and process-improvement activities.
Sunlife Corporate Real Estate Affiliate: BGO (Bentall Green Oak)
Preferred skills
Strong analytical, research, and problem-solving skills
Ability to interpret financial statements and identify key credit considerations
Clear and concise written and verbal communication
Strong attention to detail and commitment to producing accurate work
Ability to organize priorities and manage multiple assignments
Proficiency with Microsoft Excel, Word, and PowerPoint
Interest in commercial real estate, lending, credit risk, or investment analysis
Curiosity and willingness to learn new analytical tools, including AI-enabled applications
Ability to work collaboratively and incorporate feedback
Qualifications
Currently enrolled in an undergraduate or graduate program in finance, accounting, economics, real estate, business, or a related discipline
Eligible to participate in a university or college co-op program
Foundational understanding of financial analysis, accounting, or corporate finance
Prior coursework or experience involving commercial real estate, credit analysis, or financial modelling is considered an asset
Availability for a four- to six-month co-op term beginning in January 2027
Responsibilities
Support the initial review of traditional commercial mortgage loan transactions in Canada
Analyze borrower, property, market, cash flow, and financing information
Assist in assessing key credit metrics and identifying material transaction risks
Prepare initial drafts of credit adjudication reports and supporting analysis using established templates
Review prior adjudication examples and apply relevant internal guidelines and processes
Support lower-risk renewals, refinancings, and other standardized transactions under close supervision
Assist with in-force reviews and recurring monthly or quarterly portfolio activities
Conduct research and summarize information relevant to real estate markets, borrowers, sponsors, and properties
Assist with scorecard, guideline, process-improvement, and other special projects as capacity permits
Contribute to initiatives intended to…