The regulatory compliance reporting analyst is responsible for preparing and submitting various regulatory reports required to maintain the mortgage lending and servicing licenses held by RoundPoint Mortgage Servicing LLC (“RoundPoint”). This position requires an individual that has the ability to comprehend and adhere to federal and state mortgage regulations. This individual will be responsible for tracking, preparing, and submitting monthly, annual, semi-annual and quarterly reports, submitting re-certifications for governmental entities (i.e. FNMA, FHLMC, FHA/HUD, etc.), and creating and maintaining tracking spreadsheets and procedures.
Responsibilities:
Prepare and timely submit all required regulatory reports with accurate information according to the regulatory requirements, including the Mortgage Call Report, HMDA LAR, and other various state reports
Interpret state and federal regulations for the purpose of compiling the necessary data and information to complete required regulatory reports
Track monthly, annual, semi-annual and quarterly reports and submitting recertifications for governmental entities
Maintaining the enterprise reporting calendar within SharePoint to ensure all required reports are accurately captured and deadlines are tracked
Coordinate with responsible parties to ensure all enterprise reporting calendar entries are completed timely and appropriate evidence is documented
Collaborate with appropriate business areas to obtain additional information necessary for regulatory reporting purposes
Validate accuracy of collected data and information to ensure compliance with reporting requirements
Communicate identified reporting errors and issues to the appropriate lines of business for review and resolution
Create and update procedures and process flow for regulatory compliance reporting
Assist with regulatory compliance audits/examinations as necessary, including organizing exam requests, coordinating with business leadership to obtain exam request responses, and reviewing materials for appropriateness
Assist with performing OFAC scans and reviewing possible alerts for clearing the potential match
Assist with other duties as required
Qualifications:
Required:
Bachelor’s Degree
2+ years of mortgage experience
2+ years of regulatory compliance reporting related experience
Experience with mortgage regulatory compliance reporting, including the Mortgage Call Report, HMDA LAR, and other state regulatory reports
Strong verbal and written communication skills
Strong MS Office skills including Word, Excel SharePoint, and Adobe
Ability to organize and prioritize multiple tasks and work efficiently under specific time constraints
Comfortable in a fast-paced environment and able to work independently and effectively within a team
Ability to work independently in a high production environment
Ability to understand and handle complex and diversified work
Desired:
Working knowledge of HMDA, MBFRF, and Mortgage Call Report requirements
Working knowledge of state mortgage licensing and reporting requirements
Experience assisting with management of regulatory examinations and audits
Experience working in NMLS
Physical Demands & Working Conditions
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of their role.
Ability to communicate effectively through speech and hearing, both in-person and over the phone.
The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
Remaining in a stationary position for extended periods, frequently sitting but occasionally involving standing or walking short distances; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
Regular use of hands and fingers for tasks like keyboarding, operating office equipment, and filing documents.
Ability to lift and move objects weighing up to 10 pounds, and potentially up to 20…