Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values – honesty, integrity, loyalty and service – define how we treat each other and our members. Be part of what truly makes us special and impactful.
We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
The Opportunity
Our Property & Casualty (P&C) Risk team is seeking a Quantitative Risk Analyst Lead to leverage advanced analytics, actuarial principles, and risk management expertise to influence critical business decisions. This role is ideal for a quantitative professional who thrives at the intersection of data, risk, and strategy. The successful candidate will develop, validate, and challenge complex models supporting pricing, reserving, capital risk, forecasting, and overall risk management activities. Working closely with business partners and senior leadership, you will identify emerging risks, evaluate market trends, and provide actionable insights that enhance business performance while ensuring sound risk practices.
This position requires a highly analytical and self-directed professional with a strong foundation in actuarial science, statistics, mathematics, economics, or a related quantitative discipline. Candidates should bring experience independently sourcing, validating, and analyzing large datasets to support risk assessments, pricing decisions, and strategic forecasting efforts. Preferred candidates will possess actuarial credentials such as ACAS designation or equivalent advanced quantitative expertise, along with hands-on experience validating go-to-market pricing strategies, conducting rate trend analyses, and communicating complex findings to both technical and executive audiences. This role offers the opportunity to lead complex initiatives, influence enterprise-wide risk decisions, and serve as a trusted advisor within a fast-paced and highly collaborative risk organization.
We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, or Charlotte, NC
Relocation assistance is not available for this position.
What you'll do:
Applies expert analytical knowledge to utilize advanced analytics to assess future risk and/or new risks, opportunities, and effectiveness.
Translates results into meaningful solutions to enhance decision making.
Presents findings to senior level leadership.
Applies expert knowledge and industry best practices to quantify risk and aggregate exposures.
Develops complex systems and programs that measure aggregate risk exposures.
Performs model validations and presents results to senior leadership.
Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make recommendations to answer business objectives and drive change.
Translates recommendations into communication materials to effectively present to senior leadership.
Recommendations typically have a major impact on business results.
Provides subject matter expertise in operationalizing recommendations.
Applies expert knowledge to produce advanced analytical material to lead discussions with cross functional teams and senior leadership to understand complex business objectives and influence solution strategies.
Demonstrates thought leadership in cross functional team environments.
Drives and creates cross functional teams in support of initiatives that have significant impact to the enterprise or a core business area.
Provides direction and mentorship to other team members in the peer review process.
Expertly communicates analytical…